In this type of financial situation you need to be sure that you make the best decision for you and your family. There are programs that will assist you in closing cost some up to $3000. And some of these programs will accept credit scores as low as 580. I know buyers are a little anxious and some are even out right scared. But with me on your side you WON'T go wrong. SO LET'S GO BUY YOU A HOUSE!!!!